ZAMICA platform: Stability through ZAM, gold-backed RWA.
Farming and lending against ZAM.
All secured by smart contracts.
ZAMICA platform:
Stability through ZAM, gold-backed RWA.
Farming and lending against ZAM.
All secured by smart contracts.
Certified, fully-backed
tokenized gold
ZAM, issued by ZAMICA, is linked to physical gold and gold deposits held by certified institutions. Each ZAM represents 0.01 g of gold and functions as on-chain collateral for lending and borrowing, while serving as the stable base asset of the ZAMICA platform.
ZAM Farming:
earn rewards
For those seeking stable returns from gold, ZAM owners can earn rewards by farming ZAM to liquidity providers (LPs) on the ZAMICA platform. To maintain stability, LPs must stake ZAMIC and maintain its value in proportion to the value of the ZAM they operate.
Lending &
Borrowing
Any user on the ZAMICA platform can participate as a lender, with a small capital requirement. By using ZAM as collateral, lenders can earn yield in a secure and transparent way, while ZAM owners can borrow USDT without selling or liquidating their ZAM.
The credential for lenders
Lender eligibility depends on staking ZAMIC in line with the intended lending scale. Lending can begin with a small amount. All ZAM collateral deposited by borrowers is securely stored in ZAMICA’s wallet.
The credential for LPs
LPs are subject to a stringent ZAMIC staking requirement. They may be required to stake ZAMIC in an amount that matches the value of ZAM they operate. This is designed to protect collateral circulating on the platform.
ZAMIC as a platform fee
ZAMIC is used to pay transaction fees for farming and lending on the platform. It is also required for the use of administrative tools by platform partners, including LPs and lenders.
Preventing excessive circulation
This ZAMIC framework is designed to prevent excessive circulation of ZAMIC in the market and help reduce unnecessary price volatility.
ZAMICA pursues maximum safety, credibility,
and transparency for gold investors.
ZAMs are 100% redeemable
- ZAMs that are not deposited or collateralized are always redeemable through the Foundation at the market price
- Redemption of ZAM is settled in USDT or USDC
Bank-backed gold for every ZAM you own
- ZAM is issued at a value equivalent to bank-held gold deposits or physical gold
- Proceeds from ZAMIC and ZAM sales are placed with banks to generate interest, which is used to increase gold deposits and purchase physical gold, expanding ZAM issuance
Independent audits, complete transparency
- The gold reserves held in banks, matched with the issued ZAMs, are regularly audited by an independent third party and transparently disclosed
- All transaction records and reserve verification data are recorded on-chain and accessible 24/7 for complete transparency
ZAM & ZAMIC sale proceeds are reinvested to create a self-sustaining growth cycle.
- # Securing the foundation’s financial assets through ZAMIC and ZAM sale proceeds
- # Increasing the scale of ZAM through interest income from financial reserves
- # Integration of ZAM sale proceeds into the foundation’s financial reserves
From reserves to ZAM:
a self-sustaining model
ZAMICA’s gold assets are supported by interest income derived from ZAMICA and ZAM sale proceeds and TradFi/Web3 activities, enabling transparent and sustainable reserve growth. This structure ensures that each ZAM issued is consistently aligned with ZAMICA’s gold assets.
Transparency and security
of the ZAMICA ecosystem
ZAM issuance is fully backed by ZAMICA’s gold deposits or physical gold, with regular audits supporting transparent disclosure. Gold reserves are held under established TradFi bank custody to mitigate misrepresentation risks, while all ZAM transactions are executed transparently and securely on-chain via smart contracts.
Transparency and security
of the ZAMICA ecosystem
ZAM issuance is fully backed by ZAMICA’s gold deposits or physical gold, with regular audits supporting transparent disclosure. Gold reserves are held under established TradFi bank custody to mitigate misrepresentation risks, while all ZAM transactions are executed transparently and securely on-chain via smart contracts.
ZAMICA introduces a new model of giving principal-recoverable philanthropy
By acquiring ZAMIC from the ESG pool, you provide the foundational capital for interest-free micro-loans in developing nations while ensuring 100% recovery of your principal at maturity.
